There are only 5 things which are preventing you from getting rich, or at least creating enough wealth to live the lifestyle of your dreams. Once you overcome these five things, you will be removing the barriers which prevent 99 percent of people from living a life of luxury.
Here are the 5 things: lack of focus, lack of desire, lack of perseverance, negativity, and failure to start.
You will notice that each of those five things are related to your own personality and thought process. There is no mention of lack of time, or lack of money, or anything external to you or beyond your control.
That is the reason so many people fail to create wealth. They talk about it, but they never succeed in doing it. Because to succeed in creating wealth, would require them to change themselves. It would require them to become a better person, and change all of their anti-wealth habits.
This is also good news. Even though developing new habits and creating personal change is not easy, it is something everybody can do. Thus, creating the wealth of your dreams is within the reach of almost everyone.
Lack of focus. Stop multitasking. Stick to one thing until it is finished, before moving on to the next thing. Play concentration games, and board games which require concentration, rather than video games. Chess, Checkers, and Backgammon are good diversions which do not slowly rob you of your ability to concentrate.
Lack of desire. Many people wish they could be rich, or wish they had more money. Of course they never become rich, because wishing is not the same as desire. A wish is passive, where desire is active. A wish is waiting for somebody else to do something. Desire goes out and gets it done. Desire is wanting something, and acknowledging there will be some hard work and sacrifice involved, but going after it anyway. Wishers never succeed. Those with a strong desire, often do.
Lack of perseverance. Along with your desire, you need to develop the ability to persevere. Even desire alone will not carry you through when you start to struggle. You must develop the quality of never giving up. Even when things look bad, and get difficult, you must be able to stick with it and persevere. This alone will set you apart from most other people
Negativity. Just as you require perseverance to get you through when things are not going the way you want them to, you must also cultivate the ability to see the positive side of every situation. You must not get down on yourself, or other people. Do not beat yourself up when things don't go your way. Just as you must persevere, you must also do your best to stay in a positive frame of mind. Negativity will kill your desire faster than anything else.
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Thursday, January 31, 2008
Thursday, January 10, 2008
Bad Credit Personal Loan
A Bad Credit Personal Loan is a loan designed for the many people with a bad credit rating. A bad credit rating can make your life a misery.
However created, your past record of CCJ’s (County Court Judgements), mortgage or other loan arrears can live on to deny you access to finance that other people regard as normal.
If you are a UK home owner with equity in your property, a UK Bad Credit Personal Loan can bring that normality back to your life. Secured on your home, a UK Bad Credit Personal Loan can give you the freedom, for example, to do the home improvements or buy the new car you really wanted.
With a UK Bad Credit Personal Loan you can borrow from £5,000 to £75,000 and up to 125% of your property value in some cases.
A UK Bad Credit Personal Loan is a low cost loan secured on your UK home. It frees up the spare capital (or equity) in your home for you to use on whatever you want.
A UK Bad Credit Personal Loan is ideal if you want to raise a large amount and have a poor credit history – you may be able to get a UK Bad Credit Personal Loan even when you have been turned down for an unsecured loan.
There are loan plans for applicants who have CCJ's and mortgage arrears, it doesn't matter how many months arrears you have or how many CCJ's you have registered against you, if you have the equity in your property the chances are that a loan plan can be tailored to suit your needs. Whether or not you've missed a few payments on your current credit payments, there are loan plans that will allow you to re-establish your credit rating. So if you've been turned down for credit elsewhere don't despair.
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